VICTORIOUS AGRI-INSURANCE PLAN

FARMING PRODUCTS OFFERED:

• » Loan Protection

  This provides protection to the financier against non-payment of Loans which are due. [more]

• » Crop Insurance

  This covers loss due to fire ,lightning ,Hail, Flooding, Drought and even damage by animals. [more]

• » Livestock Insurance

  This is an all risk policy which covers livestock, wherever they are on the insured premises or whilst grazing on any adjacent premises. [more]

• » Farm Comprehensive Insurance

  This is an all –in-one policy that covers all key assets and operations on a farm such as private dwelling houses, farm equipment, irrigation equipment, electric pumps and motors. [more]

Loan Protection

This provides protection to the financier against non-payment of Loans which are due, risks covered include

• » Death

• » Sickness

• » Permanent Disablement

• » General Default excluding abscondence

Crop Insurance

This covers loss due to fire ,lightning ,Hail, Flooding, Drought and even damage by animals .This cover commences from the time of planting until finale delivery to buyers or agents depots or warehouse anywhere in Zimbabwe ( Field to Floor ) . The main crops covered are –

• » Tobacco

• » Sugar Cane

• » Maize

• » Cotton

• » Wheat

• » Soya & Sugar Beans

• » Sorghum

Livestock Insurance

This is an all risk policy which covers livestock, wherever they are on the insured premises or whilst grazing on any adjacent premises. The risks covered are all diseases specified and outbreaks e.g (Foot and mouth, Blackleg, Anthrax, Lumpy skin), fire, lightning, explosion, theft, electrocution, malicious damage and contagious abortion.

• » Cattle both Dairy and Beef herd

• » Piggery excluding swine flue

• » Poultry excluding Newcastle disease

Farm Comprehensive Insurance

This is an all –in-one policy that covers all key assets and operations on a farm such as private dwelling houses, farm equipment, irrigation equipment, electric pumps and motors. The risks covered include fire, lightning, storm, flooding, theft, personal accident and all the other covers mentioned above .

SCHEMES CURRENTLY IN PLACE

Farmer union schemes

We are currently working with the Zimbabwe Commercial Farmers Union (ZCFU), Zimbabwe farmers Union (ZFU) and the Zimbabwe Tobacco Association by providing with risk management information on all the initiatives that they are undertaking for the benefit of their members.

REINSURANCE SUPPORT –INSURANCE SCHEMES

We are working together with the following Reinsurance companies on the above schemes .

• » ZB Reinsurance

• » Baobab Reinsurance

• » FM Reinsurance

• » Grand Reinsurance

• » Colonnade Reinsurance

This gives us the ability to underwrite business of any magnitude without compromising on our service delivery

CAPACITY BUILDING PROGRAMMES

This is our social responsibility aimed at improving the profitability and sustainability of the agricultural sector.

This is achieved through:

• » Conducting educational platforms for farmers on good risk management, Livestock, Crop production enhancing profitability.

• » Sustainable partnerships that improve food security, social service, poverty eradication.

• » Value addition, beneficiation and strengthening of agro-dealer networks for farmers.

• » Creating a platform for constant interaction, co-operation for farmers and relevant stakeholders in order to have a wilful partnership for both parties.

• » Dissemination of market information to farmers and other stakeholders and establish market linkages for both farmers and input suppliers.

• » Managing of contract farming schemes to enhance accountability and ease of execution of agreed frameworks.